The Puckett TeamROCK SOLID SERVICE SINCE 1999
Ten Things a Lender Needs from You
W-2 forms or business tax return forms if your self-employed for the last two or three years for every person signing the loan.
Copies of one or more months of pay stubs for every person signing the loan.
Copies of two to four months of bank or credit union statements for both checking and savings accounts.
Copies of personal tax forms for the last two to three years.
Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account. .
Copies of your most recent 401(k) or other retirement account statement.
Documentation to verify additional income, such as child support, pension, etc.
Account numbers of all your credit cards and the amounts of any outstanding balances
Lender, loan number, and amount owed on other installment loans—student loans, car loans, etc.
Addresses where you lived for the last five to seven years, with names of landlords if appropriate.
Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright / All rights reserved.
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1300 Gause Bvd Suite C1 Slidell, LA 70458 USA
Broker & Associate Licensed in Louisiana and in Mississippi(Jeff Puckett)
Licensed by the Louisiana Real Estate Commission and
The Mississippi Real Estate Commission(Jeff & Pam Puckett)