Ten Things a Lender Needs from You

1. W-2 forms or business tax return forms if your self-employed for the last two or three years for every person signing the loan.
2. Copies of one or more months of pay stubs for every person signing the loan.
3. Copies of two to four months of bank or credit union statements for both checking and savings accounts.
4. Copies of personal tax forms for the last two to three years.
5. Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account. .
6. Copies of your most recent 401(k) or other retirement account statement.
7. Documentation to verify additional income, such as child support, pension, etc.
8. Account numbers of all your credit cards and the amounts of any outstanding balances
9. Lender, loan number, and amount owed on other installment loans—student loans, car loans, etc.
10. Addresses where you lived for the last five to seven years, with names of landlords if appropriate.

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2003. All rights reserved.

Courtesy of Jeff and Pam Puckett, REALTOR® | Click here for printer-friendly format

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Jeff Puckett
985-707-4145

Pam Puckett
985-707-PamP

Office: 985-641-4540

Email: PuckettTeam@cs.com

1300 Gause Bvd Suite C2 Slidell, LA 70458 USA
Broker & Associate Licensed in Lousiana and in Mississippi(Jeff Puckett)

Licensed by the Lousiana Real Estate Commission and

The Mississippi Real Estae Commission(Jeff Puckett)